The topic of death panels came up a lot when Obamacare (the Affordable Care Act) was being formed. Are death panels real? Is health insurance denying coverage when a patient’s life is at risk?

People thought that if the government intervened in healthcare that they would be deciding who lived and who died.

What’s actually happening is different, but equally frightening. Health insurance denying coverage when a patient’s life is at risk, is a real problem.

It’s not the government deciding who gets healthcare, it’s for-profit private insurance agencies, deciding how to maximize shareholder profits.

The medical directors of these insurance companies are making decisions that affect their policy holder’s lives and they are not even reading up on their medical files.

These policy holders, these patients, are getting denied life-saving treatments, because they are expensive. The insurance companies are not making informed decisions for their policy holder’s healthcare based on medical advice of the patient’s doctors, based on the patient’s medical records, or based on the known treatments surrounding their conditions and diseases.

These health insurance companies are breaching contracts in order to maximize the profit they make for shareholders. Patients then suffer as result.

The only solution for many policy holders, who were victims of these breaches of contract, is to file lawsuit against these giant companies. The recklessness of these companies is placing lives at risk.

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